Stellar's native token XLM surged to a two-year high of $0.40 on Wednesday, but fell over 21% on Thursday to $0.28 at the time of writing. One analyst says the rally was driven by rival cryptocurrency XRP’s lawsuit with the SEC that knocked it back 60% in one day and caused Grayscale to sell its position. It could also be the positive news from the U.S. Office of the Comptroller of the Currency (OCC) who gave the green light to banks to hold stablecoins in custody. Stellar aims to connect banks, payment systems, and individuals quickly and reliably. Stellar started the year at $0.13 and surged more than 238% in the past week to a two-year high of $0.44 on Wednesday, falling to $0.29 at the time of writing. In December, one of Germany’s oldest banks said it was choosing the Stellar network to issue a Euro-backed stablecoin, the first deal of its kind. The bank will issue a Euro Stablecoin with token EURB, making it the first stablecoin issued directly by a banking institution on Stellar. Like Bitcoin, Stellar also peaked in 2017 at $0.94, although many analysts are calling for tests of $1.00 ceiling in the coming weeks or months. Jed McCaleb, a longtime crypto entrepreneur who founded hacked bitcoin exchange Mt. Gox and sued payments startup Ripple Labs, created Stellar in July of 2014. Hopefully it can enjoy a smoother ride than Mt. Gox and Ripple Labs. Denelle Dixon, Executive Director of the Stellar Development Foundation, said the move was a testament to the ways that traditional banking and blockchain can work together, bringing together one of the oldest banks in Europe with a fintech crypto startup. The Foundation helps maintain Stellar’s codebase, supports the technical and business communities around Stellar, and is a speaking partner to regulators and institutions. But some XLM investors are spooked by XRP's lawsuit, fearing the SEC might come after Stellar next. The market cap for Stellar currently stands at $7.3 billion, ranked ninth behind Bitcoin Cash (BCH) at eighth and ahead of Chinlink (LINK) at tenth. For technical charts on XLM, click here.